
Jaywan
Empowering payments within the UAE
The first local Debit Card accredited by the Central Bank of the United Arab Emirates that offers you an instant, secure, and seamless payment experience.

First Local Debit Card
“Jaywan” is the first UAE local Debit Card that is linked to Mbank Wallet, the UAE’s first national digital wallet using blockchain technology, enhanced with QR technology, and linked to the local payment system in the UAE.

Innovative Financial Transactions
Enjoy distinguished banking services and innovative solutions, including sending, receiving, requesting, paying money with just a few taps, and performing financial transactions locally and internationally in cooperation with Lulu Exchange. In-store purchases are carried out by scanning “QR” codes.

Simplified and Cashless Economy
The “Jaywan” Debit Card symbolizes the future of banking within the UAE. It offers an instant, secure, dynamic, and seamless payment experience where financial transactions are simplified, making them effortless and accessible, promoting financial inclusivity and steering the UAE towards a more cashless future.

Virtual or Physical Cards for Payments
You can activate the virtual card or order a physical Jaywan Card to pay whether in-store or online. Moreover, you can add it to your devices for on-the-go contactless payments.
All the answers. Right here.
Get all the answers you need to frequently asked questions.
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What is the Jaywan Debit Card?
The Jaywan Debit Card is the first local Emirati card in the United Arab Emirates issued by Al Maryah Community Bank. It is part of the local payment card scheme launched by Al Etihad Payments and is designed to offer innovative and secure payment solutions to customers.
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What makes the Jaywan Debit Card unique?
The card is linked to the digital Mwallet app, which is UAE’s first national digital wallet using decentralized blockchain technology and QR technology. It is also linked to the local payment system, providing customers with convenient and efficient payment options.
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How can I get a Jaywan Debit Card?
A Mwallet account is a prerequisite for obtaining a Jaywan Debit Card. Once you have a Mwallet account, you can then apply for a Virtual or Physical Jaywan Debit Card from the application itself.
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How can I check my Jaywan Debit Card details?
Log into your Mwallet app, navigate to the Cards section, under My Cards, tap on Jaywan Debit Card, then press on “i” for information. Your Jaywan Debit Card details shall be visible on the screen.
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Is Jaywan Debit Card secured?
The Jaywan framework allows the UAE to enhance its regulatory framework and consumer protection laws. This ensures that customers have recourse in the event of disputes or fraudulent activity, further strengthening trust in the payment ecosystem.
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What is the eligibility criteria for getting a Jaywan Debit Card?
Jaywan is a national payment scheme.
- Applicants must be UAE residents holding a valid Emirates ID.
- You must have a Mwallet account with Mbank.
- Must be minimum 21 years old.
- Once you have a Mwallet account, you can then apply for a Virtual Jaywan Debit Card through the Mwallet app and can then request to issue a physical Jaywan Debit Card.
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Can I use Jaywan Debit Card while I am traveling abroad?
For now, the Jaywan Card is a local payment scheme and can be used within UAE.
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What are the benefits of using the Jaywan Debit Card and Mwallet?
Using the Jaywan Debit Card and Mwallet, customers can enjoy secure and advanced payment solutions for their everyday transactions. They also gain access to an eCommerce marketplace. The system aims to reduce the circulation of cash, minimize financial risks and fraud, and provide a consistent and trusted financial experience to the community.